Are You Experienced?
This sounds like malpractice on the part of his FBO and possibly flight instructor. How can a student pilot in primary training with about 20 hours get checked out in a different aircraft with that little training? I remember that being approved for solo flight in my FBOs 172 was a big deal, like it is for most students: you do some landings with the instructor, then he or she gets out and tells you to do it yourself while observing from the ground, something that apparently didnt occur in this case since the instructor was with him for that sole hour of dual. Im even wondering how the students insurance company would have covered him (or if he was covered at all…).