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Gear Up: Bad Joke?

It’s hard to believe this dent totaled an amazing airplane. Courtesy Dick Karl
Gemini Sparkle

Key Takeaways:

  • The author experienced a staggering 212% increase in his aviation insurance premium for a Cessna Citation CJ1, from under $15,000 to over $45,000 annually, which he initially felt made aircraft ownership untenable.
  • Attempts to negotiate or find alternative coverage were largely unsuccessful; options either mandated a co-pilot (defeating the purpose of a single-pilot jet) or resulted in a 51% premium increase for reduced liability, with a future warning against single-pilot operations.
  • Despite the author's extensive professional piloting background and strict safety protocols, he expresses strong skepticism and frustration with the aviation insurance market's "hardening," finding the justifications for such drastic price hikes disproportionate to accident data and his personal claims history.
See a mistake? Contact us.

Well, yes, I had left my phone on the Virgin Atlantic flight to London. So, yes, I was out of touch for the six days it took me to get it back from “Missing X” somewhere in the ductwork of Heathrow Airport. So, yes, there was a delay in receiving your voicemail.

Dick Karl

Dick Karl is a cancer surgeon who appreciates the beauty and science involved in both surgery and flying. Dick’s monthly Gear Up celebrates the human side of flying. He writes about his enthusiasm for both the machines and the people who fly and maintain them.

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